Gekas Sigorta

Motor Insurance

Comprehensively protect your vehicle against risks such as car accidents and theft and reduce financial losses.

Motor Insurance

What is Extended Comprehensive Insurance?

 

Extended motor insurance is a type of motor insurance where, in addition to basic motor insurance damages such as collision, collision, combustion and theft, different coverages can be added to the policy as needed. The policy is valid for 1 year from the start date. Vehicle owners who think that general motor insurance coverage is not sufficient can expand the scope of their motor insurance policies.
Even a minor damage to your vehicle can mean a serious financial burden for you, but as the coverage in the extended motor insurance policy increases, you will be secured against more risks. You can also take precautions against possible risks by having an extended car insurance policy and enjoy driving on short or long trips. If you are thinking of getting a more affordable car insurance policy that includes the main coverages of car insurance instead of extended car insurance, you can consider complementary car insurance options.

 

 

 

What is the Main Scope of Extended Comprehensive Motor Insurance?

 

Motor insurance products offered by insurance companies include separate coverage for different risk groups. The coverage rates of these coverages for material damages are different from each other. At this point, we come across the terms comprehensive or extended comprehensive insurance. So, what is the scope of extended comprehensive insurance?

 

  • Vehicles with extended insurance are covered in accidents with motorized and nonmotorized vehicles on the road or railroad. In other words, if you are involved in an accident with your vehicle, this insurance comes into play.
  • Regardless of whether the vehicle is in motion or stationary, damages caused by 2nd parties other than the vehicle owner or as a result of being hit by any object are covered by extended motor insurance.
  • Damages caused by people without a driver’s license are also covered by extended motor insurance.
  • Theft or destruction of the insured vehicle is covered by this insurance.
  • Burning of the vehicle is also covered by the policy, in case the vehicle is burned, the insurance covers the damage

 

 

 

Which Coverages Are Included in Extended Comprehensive Insurance?

 

With comprehensive car insurance, you can secure your vehicle against risks that you may encounter in your daily life, such as material and bodily damages caused by third parties, mini repair service, natural disasters, terrorist incidents and roadside assistance service. Fuel refueling, loss of keys, loss of items inside the vehicle and damages caused by rodents are among the coverages.

 

 

 

Extended Comprehensive Motor Insurance Additional Coverages

 

You can secure yourself and your loved ones against damages that may occur in your vehicle with the extended motor insurance additional coverage and continue your life from where you left off.

 

  • Overseas coverage
  • Natural disasters
  • Legal protection guarantee
  • Situations such as terrorism, war, state of emergency
  • Special item
  • Mini repair
  • Key loss
  • Guarantee against obsolescence
  • Rodent Coverage
  • Incorrect fuel filling
  • Loss of use coverage
  • Inflation coverage
  • Roadside Assistance Service
  • Flooding
  • Replacement vehicle
  • Assistance service
  • Damage to the towed vehicle by unauthorized persons
  • Key loss
  • Theft of the vehicle’s original key
  • Discretionary Financial Liability
  • Personal accident seat

 

 

 

Extended Comprehensive Motor Insurance Vehicle Cost

 

The Motor Insurance Vehicle Value List, which is published regularly every year by the Association of Insurance and Reinsurance Companies of Turkey, is taken as a criterion in determining the extended motor insurance vehicle price. At the same time, the price of extended motor insurance may vary depending on the insurance company, the scope of coverage or the availability of additional services.

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