Foreign health insurance provides access to health services for foreigners and their families in Turkey. It entered into force in Turkey on April 11, 2014. However, individuals must have health insurance for at least one year in our country.
Types of insurance such as travel insurance are only valid for up to six months. However, it is not sufficient to cover the health care of students studying abroad, those who want to live abroad and those who are retired abroad. For stays of one year or more, foreign health insurance is required.
Foreign health insurance allows foreign individuals to access health services within the borders of our country. This insurance offers a wide range of coverage options that provide significant benefits to foreigners who come to our country both for education and for work. Policy coverage options may vary depending on the insurance company. However, we can briefly list the main coverage options determined under general conditions as follows:
All foreigners who wish to live in Turkey can benefit from foreign health insurance. Individuals who want to study and work in Turkey are obliged to have this insurance. However, there is no restrictive application. However, age, health status and other points to be requested within the scope of the policy may vary.
This may be different if a foreign individual is married to a Turkish citizen. If his/her spouse has SSI, he/she will benefit from his/her spouse’s health insurance. They can also apply for a more comprehensive health service by having complementary health insurance. However, if the spouse does not have health insurance, foreign individuals must apply for health insurance. Individuals who do not come to our country to obtain a residence or residence permit are not obliged to have this insurance. Travel health insurance is recommended for foreign individuals who come only for tourism purposes.
Foreign health insurance provides many advantages to foreign individuals. Individuals’ health is secured during their stay in the country. However, this insurance is mandatory for foreigners to enter the country when traveling abroad. Therefore, it is very important to have foreign health insurance. If we list the advantages of foreign health insurance in general terms, they are as follows:
There are two different ways to cancel foreign health insurance. The first is to be covered by the SSI. In other words, insurance can be canceled if foreigners are covered by SSI while residing in our country. The second situation is related to individuals obtaining a residence permit. The individual with a residence permit can request cancellation after having private health insurance.
These situations regarding insurance cancellation are at the discretion of individuals. People can cancel this insurance if they wish. Some individuals are covered by two different insurances.
There are some differences between private health insurance and foreign health insurance. First of all, private health insurance is more comprehensive than foreign health insurance. For example, individuals with this insurance can benefit from private hospitals with unlimited or high limit coverage. In addition, they can also benefit from different areas such as childbirth with additional coverage. However, foreign health insurance does not have additional coverage and high limits.
Foreign health insurance is a type of insurance that is compulsory for individuals who wish to reside in Turkey. Individuals must have this insurance in order to obtain a residence permit, whether for business or educational purposes. For this reason, individuals should conduct detailed research and contact competent insurance companies before taking out insurance. In addition, depending on the health status and age of the applicant, insurance companies may also offer additional coverage for the needs of the individual.
If you have taken out your foreign health insurance with ECS Insurance, we not only inform you via sms and email when the renewal time comes, but also share all the offers you will compare with you comprehensively so that you can reach the right decision. Thus, all your worries about the renewal time of your foreign health insurance are eliminated and you can easily renew your insurance with the most suitable offers without the need for research.
The coverage of your insurance is determined by the guarantees included in your policy. For this reason, you should examine your policy in detail so that you can learn about the advantages it provides you.
One year following the start date of your policy.
The following documents are needed to apply for foreign health insurance:
